I just realized I was spending too much this past month. I have however done some responsible things, like join the ESPP for my company. Got a couple credit cards to work on my credit. (I’m 26 and these are my first credit cards) What I need to work on is:
- figuring out the IRA thing, like if 401K contribution affects how much you can put into an IRA
- Find an accountant
- Set aside the whole 3-6 months of living money
- Somewhere in that chronology, I need to set up a budget. I want to wait until I see the effect of this ESPP before I iron it out.
Stuff I bought in the last 2 months:
- Dual Xeon 2.4 gHz Alienware
- Couch and coffee table
- Trip to Brownsville, TX
- Washer and Dryer for my mom
- pair of 120 gB IBM drives
- Sopranos seasons 1-3 for myself, then bought a copy for Humby (bday)
- Bunch of DVDs and stuff from Amazon
So am I spending too much?